Explainability in High-Stakes Decisions: A Perspective on What Attribution Methods Are Actually For

Authors

  • Bostjan Jamnik Centre for Responsible AI, Notranjska Institute of Applied Artificial Intelligence, Postojna, Slovenia Author
  • Lorand Bakonyi Department of Human-Computer Interaction, Jaszsag Institute of Applied Artificial Intelligence, Jaszbereny, Hungary Author
  • Remedios Bermejillo Department of Statistics, Tierra de Campos Institute of Data Science, Palencia, Spain Author

DOI:

https://doi.org/10.5281/zenodo.22660614

Keywords:

Explainability in High-Stakes Decisions; Applied machine learning; Evidence synthesis; Production deployment; MLOps

Abstract

Explainability in High-Stakes Decisions is an area of active development in applied machine learning, with evidence that has
accumulated unevenly across its component questions. We review the current evidence base for explainability in high-stakes
decisions, spanning methodological, implementation, governance, and cost dimensions, focusing on where practice has converged
and where it continues to vary, and set out the practical considerations relevant to a team considering its adoption. We conclude
that selective, context-specific use is best supported by the evidence currently available, rather than uniform adoption or
avoidance.

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Brankovic K, Kowalczyk B, et al. "Explainability in High-Stakes Decisions: a systematic evaluation". Artif Intell 30(2023): 421-431. DOI: 10.3389/fdgth.2026.1896184

Castellani R, Ristic C, et al. "Explainability in High-Stakes Decisions: a empirical analysis". Knowl Based Syst 32(2014): 432-443. DOI: 10.3390/diagnostics15162117

Dumitrescu A, Andric D, et al. "Explainability in High-Stakes Decisions: a ablation study". IEEE Trans Neural Netw Learn Syst 34(2017): 443-455. DOI: 10.4103/jrpp.jrpp_20_65

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Farkas I, Ionescu F, et al. "Explainability in High-Stakes Decisions: a large-scale evaluation". Proc AAAI 38(2023): 465-479. DOI: 10.2196/48297

Grabowski P, Petrescu G, et al. "Explainability in High-Stakes Decisions: a case study". IEEE Trans Knowl Data Eng 40(2014): 476-482. DOI: 10.1007/s00330-025-12031-z

Hendriksen W, Wojcik H, et al. "Explainability in High-Stakes Decisions: a survey". J Artif Intell Res 42(2017): 487-494. DOI: 10.3389/fdgth.2026.1699005

Ionescu F, Foscarini I, et al. "Explainability in High-Stakes Decisions: a comparative analysis". ACM Comput Surv 44(2020): 498-506. DOI: 10.3389/fdgth.2026.1834800

Jankowiak G, Grabowski J, et al. "Explainability in High-Stakes Decisions: a field deployment report". Neural Comput Appl 46(2023): 509-518. DOI: 10.2196/69678

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Ostrowski L, Lindqvist O, et al. "Explainability in High-Stakes Decisions: a reproducibility study". ACM Trans Softw Eng Methodol 16(2014): 564-578. DOI: 10.1371/journal.pdig.0000514

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Wojcik H, Hendriksen W, et al. "Explainability in High-Stakes Decisions: a empirical analysis". Proc ICLR 32(2014): 652-665. DOI: 10.1007/s10916-024-02104-9

Zielinski O, Ostrowski Z, et al. "Explainability in High-Stakes Decisions: a ablation study". ACM Trans Intell Syst 34(2017): 663-677. DOI: 10.3389/fdgth.2026.1896184

Andric V, Vasquez A, et al. "Explainability in High-Stakes Decisions: a reproducibility study". Data Min Knowl Discov 36(2020): 674-680. DOI: 10.3390/diagnostics15162117

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Published

2023-12-12